Privacy Policy

Last updated: October 2026

Information we collect

We collect the details you give us when you register or contact us, such as your name, phone number, email address, business address and identity documents needed for KYC. We also record transaction data and basic device information to run and secure the service.

How we use it

We use your information to create and verify your account, process recharges and bill payments, credit commissions, prevent fraud, meet legal obligations and provide support.

Sharing

We share data only with payment partners, operators and authorities where it is needed to complete a transaction or required by law. We do not sell personal information.

Security and retention

Data is encrypted in transit and access is limited to authorised staff. We keep records for as long as the law requires and delete or anonymise them afterwards.

Your choices

You can ask to view, correct or delete your information by writing to hello@time2pay.in. Some records must be kept to satisfy regulatory requirements.